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Longfellow dubbed her "The Queen City," but don't expect to encounter any stodgy air of royalty as you get to know Cincinnati. No, you'll feel right at home in this burgeoning, state-line-straddling metropolitan area that anchors southwestern Ohio and has been rated America's most livable city by Places Rated Almanac. Demographic experts most often describe Cincinnati as "typical," but don't interpret that as average or boring. Any unsuspecting ones who think they may have stumbled into some backwater burg, often find that Cincy offers just about everything they look for in a larger city — premier arts institutions, professional sports, great restaurants — without so much of what they wanted to leave behind or never find: high crime rates, crowded schools and cold shoulders from the neighbors.- excerpted from Insiders Guide Online
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Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
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| Q |
Where is the world's largest dome?
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| A |
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana. |
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